WisdomTree has launched a new tokenized fund, CRDT, to bring private credit investments to both traditional and crypto-native investors through blockchain infrastructure.
Key Takeaways
- CRDT is a tokenized fund offering exposure to private credit, available with a low $25 minimum investment.
- It’s launched on WisdomTree Prime and WisdomTree Connect, enabling access for both retail and institutional investors.
- The fund tracks the same index as WisdomTree’s ETF, HYIN, and provides daily liquidity and two-day redemption.
- This move aligns with the broader trend of tokenizing real-world assets to expand access and improve efficiency.
What Happened?
WisdomTree has expanded its digital asset lineup with the launch of CRDT, a blockchain-based private credit fund. By tokenizing exposure to a range of alternative income sources, the firm aims to democratize an investment class that has typically been reserved for high-net-worth and institutional investors.
The fund offers fractional ownership, enhanced liquidity, and improved transparency, signaling another major step in the financial industry’s push toward tokenization.
Private Credit, onchain.
— WisdomTree Prime® (@WisdomTreePrime) September 12, 2025
Low Minimums ✅
For retail & Institutions ✅
Multichain ✅
The WisdomTree Private Credit and Alternative Income Digital Fund now available through WisdomTree Prime and WisdomTree Connect.@Ethereum @StellarOrg https://t.co/vOllzLnwYh
CRDT Brings Private Credit to the Blockchain
WisdomTree’s newly launched WisdomTree Private Credit and Alternative Income Digital Fund (CRDT) is designed to deliver income and diversification through tokenized access to private credit markets. These include corporate loans, real estate lending, and business development debt, all packaged into a digital format.
The fund tracks the Gapstow Private Credit and Alternative Income Index, the same benchmark used by WisdomTree’s 2021-launched ETF, HYIN. However, the CRDT version is unique in that it is deployed on Ethereum and Stellar blockchains, broadening its appeal to crypto-native investors.
Accessible to All, Settled Fast
The fund is structured to meet the needs of both individual and institutional investors:
- Minimum investment: Only $25, making it accessible to a wide audience.
- Subscription settlement: Same-day.
- Redemption: Processed within two days.
- Liquidity: Available daily, ensuring flexibility and transparency.
Will Peck, head of digital assets at WisdomTree, noted, “It’s really just about bringing the asset class to a whole universe of different investors.”
Institutional Momentum Is Growing
WisdomTree’s move is part of a broader institutional embrace of tokenization:
- Goldman Sachs, BNY Mellon, and JPMorgan have already dipped into tokenized money market products and tokenized debt.
- BlackRock is experimenting with tokenized ETFs and equity baskets.
- In Asia, UBS has teamed up with Chainlink and DigiFT to pilot tokenized settlements in Hong Kong.
WisdomTree’s strategy puts it among the leading players attempting to bridge the worlds of traditional finance and decentralized finance, giving both retail and institutional investors new ways to access previously hard-to-reach asset classes.
CoinLaw’s Takeaway
In my experience watching the evolution of finance, this launch is a big deal. Tokenization has often felt like a future concept, but WisdomTree is making it real right now. I found it especially compelling that CRDT is open to everyday investors for just $25, yet still has the infrastructure and sophistication that institutional investors expect. This isn’t just another crypto token, it’s a real-world bridge between old finance and new tech. And that’s where the magic happens.
